/* ============ Investment Solution Team - Premium Corporate Theme ============ */
:root{
  --navy:#0a1b2e;
  --navy-2:#0f2541;
  --navy-3:#142e51;
  --gold:#c9a449;
  --gold-2:#e6c46a;
  --ink:#0c1320;
  --text:#1f2937;
  --muted:#6b7280;
  --line:#e5e7eb;
  --bg:#ffffff;
  --bg-soft:#f6f7f9;
  --bg-cream:#faf7f1;
  --shadow-sm:0 1px 2px rgba(10,27,46,.06), 0 1px 1px rgba(10,27,46,.04);
  --shadow-md:0 10px 30px -12px rgba(10,27,46,.18);
  --shadow-lg:0 25px 60px -20px rgba(10,27,46,.28);
  --radius:14px;
  --container:1200px;
  --serif:"Cormorant Garamond","Playfair Display",Georgia,serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);color:var(--text);background:var(--bg);line-height:1.65;font-size:16px;overflow-x:hidden}
img{max-width:100%;height:auto;display:block;object-fit:cover}
a{color:inherit;text-decoration:none;transition:color .2s ease}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);font-weight:600;line-height:1.2;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,4rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.75rem)}
h3{font-size:clamp(1.25rem,2vw,1.6rem)}
p{margin:0 0 1rem}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-block;font-family:var(--sans);font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:1rem}
.lead{font-size:1.15rem;color:var(--muted);max-width:780px}
.divider{width:60px;height:2px;background:var(--gold);margin:1.25rem 0 1.75rem}

/* ============ Header ============ */
.site-header{position:sticky;top:0;z-index:1000;background:rgba(10,27,46,.96);backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid rgba(255,255,255,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:#fff;font-family:var(--serif);font-size:1.35rem;font-weight:600;letter-spacing:.02em}
.brand-mark{width:38px;height:38px;border:1.5px solid var(--gold);display:grid;place-items:center;color:var(--gold);font-family:var(--serif);font-weight:700;font-size:1.05rem}
.brand small{display:block;font-family:var(--sans);font-size:.62rem;letter-spacing:.28em;color:var(--gold);text-transform:uppercase;font-weight:600;margin-top:2px}
.menu{display:flex;align-items:center;gap:8px;list-style:none}
.menu>li{position:relative}
.menu>li>a{color:#e7ecf3;font-size:.92rem;font-weight:500;padding:10px 14px;border-radius:8px;display:inline-flex;align-items:center;gap:6px}
.menu>li>a:hover,.menu>li>a.active{color:#fff;background:rgba(255,255,255,.06)}
.dropdown{position:absolute;top:100%;left:0;min-width:320px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(8px);transition:all .2s ease;list-style:none;margin-top:8px}
.menu>li:hover>.dropdown,.menu>li:focus-within>.dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:10px 14px;border-radius:8px;color:var(--ink);font-size:.9rem}
.dropdown a:hover{background:var(--bg-soft);color:var(--gold)}
.has-arrow::after{content:"";width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin-top:-3px}
.burger{display:none;background:none;border:0;cursor:pointer;width:42px;height:42px;color:#fff}
.burger span,.burger span::before,.burger span::after{content:"";display:block;width:24px;height:2px;background:#fff;position:relative;transition:.25s}
.burger span::before{position:absolute;top:-7px}
.burger span::after{position:absolute;top:7px}
.burger.open span{background:transparent}
.burger.open span::before{top:0;transform:rotate(45deg)}
.burger.open span::after{top:0;transform:rotate(-45deg)}

/* ============ Hero ============ */
.hero{position:relative;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,var(--navy-3) 100%);color:#fff;padding:110px 0 130px;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(800px 400px at 80% 20%,rgba(201,164,73,.18),transparent 60%),radial-gradient(600px 300px at 10% 80%,rgba(201,164,73,.10),transparent 60%);pointer-events:none}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.03) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.03) 1px,transparent 1px);background-size:60px 60px;pointer-events:none;mask-image:linear-gradient(180deg,transparent,#000 30%,#000 80%,transparent)}
.hero .container{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.hero h1{color:#fff;margin-bottom:1.25rem}
.hero h1 .gold{color:var(--gold);font-style:italic}
.hero p.lead{color:rgba(255,255,255,.78);font-size:1.2rem;max-width:560px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:2rem}
.hero-image{aspect-ratio:4/5;border-radius:16px;overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid rgba(201,164,73,.25)}
.hero-image img{width:100%;height:100%}

/* Page hero (smaller, for subpages) */
.page-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:90px 0 80px;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 300px at 90% 0%,rgba(201,164,73,.18),transparent 70%);pointer-events:none}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff;max-width:880px}
.page-hero p{color:rgba(255,255,255,.8);max-width:760px;font-size:1.1rem;margin-top:1rem}
.crumbs{font-size:.82rem;color:rgba(255,255,255,.6);margin-bottom:1.25rem;letter-spacing:.06em}
.crumbs a{color:var(--gold)}

/* ============ Buttons ============ */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;border-radius:999px;font-weight:600;font-size:.92rem;letter-spacing:.02em;border:1.5px solid transparent;cursor:pointer;transition:all .25s ease;font-family:var(--sans)}
.btn-primary{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.btn-primary:hover{background:var(--gold-2);border-color:var(--gold-2);color:var(--ink);transform:translateY(-2px);box-shadow:0 12px 28px -10px rgba(201,164,73,.55)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff;border-color:#fff}
.btn-dark{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-dark:hover{background:var(--navy-2);color:#fff;border-color:var(--navy-2);transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-outline:hover{background:var(--ink);color:#fff}

/* ============ Sections ============ */
section{padding:90px 0}
section.tight{padding:60px 0}
.section-light{background:var(--bg)}
.section-soft{background:var(--bg-soft)}
.section-cream{background:var(--bg-cream)}
.section-dark{background:var(--navy);color:#fff}
.section-dark h1,.section-dark h2,.section-dark h3{color:#fff}
.section-dark .lead{color:rgba(255,255,255,.75)}
.section-head{text-align:center;max-width:780px;margin:0 auto 60px}
.section-head .divider{margin:1.25rem auto 1.5rem}

/* ============ Pillar Cards ============ */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.pillar{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px 30px;transition:.3s;position:relative;overflow:hidden}
.pillar::before{content:"";position:absolute;top:0;left:0;width:100%;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:.4s}
.pillar:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:transparent}
.pillar:hover::before{transform:scaleX(1)}
.pillar .icon{width:56px;height:56px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--navy-3));color:var(--gold);display:grid;place-items:center;margin-bottom:18px;font-family:var(--serif);font-weight:700;font-size:1.3rem}
.pillar h3{margin-bottom:10px}
.pillar p{color:var(--muted);font-size:.96rem;margin-bottom:18px}
.pillar a.more{color:var(--ink);font-weight:600;font-size:.88rem;letter-spacing:.04em;text-transform:uppercase;border-bottom:1px solid var(--gold);padding-bottom:2px}
.pillar a.more:hover{color:var(--gold)}

/* ============ Market block ============ */
.markets{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;max-width:920px;margin:0 auto}
.market-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-sm);position:relative}
.market-card .label{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.market-card .label .pill{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;background:var(--bg-soft);color:var(--ink);padding:5px 10px;border-radius:999px;font-weight:600}
.market-card .name{font-family:var(--serif);font-size:1.5rem;color:var(--ink)}
.market-card .price{font-family:var(--serif);font-size:2.4rem;color:var(--ink);margin-top:8px;font-weight:600}
.market-card .meta{display:flex;gap:14px;align-items:center;margin-top:10px;font-size:.85rem;color:var(--muted)}
.market-card .change.up{color:#0a8f4e;font-weight:600}
.market-card .change.down{color:#c0392b;font-weight:600}
.market-card .updated{font-size:.78rem;color:var(--muted);margin-top:14px}
.section-dark .market-card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1)}
.section-dark .market-card .name,.section-dark .market-card .price{color:#fff}
.section-dark .market-card .label .pill{background:rgba(201,164,73,.15);color:var(--gold)}

/* ============ Content (rich text article) ============ */
.content{max-width:880px;margin:0 auto}
.content h2{margin:48px 0 16px;color:var(--ink)}
.content h2:first-child{margin-top:0}
.content h3{margin:32px 0 12px;color:var(--ink);font-size:1.4rem}
.content p{font-size:1.06rem;color:#2d3540;line-height:1.8;margin-bottom:1.1rem}
.content ul{margin:0 0 1.4rem 1.2rem;padding-left:1rem}
.content ul li{margin-bottom:.55rem;line-height:1.75;color:#2d3540;font-size:1.02rem}
.content ul li::marker{color:var(--gold)}
.content strong{color:var(--ink)}
.content .callout{background:var(--bg-cream);border-left:3px solid var(--gold);padding:24px 28px;border-radius:8px;margin:32px 0;font-style:italic;color:#3a4150}

/* Two-column content */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.two-col img,.two-col .img-ph{aspect-ratio:4/3;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-md);background:linear-gradient(135deg,var(--navy-2),var(--navy-3))}

/* ============ Feature list / branches ============ */
.tag-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px;margin-top:24px}
.tag-grid .tag{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px;font-size:.93rem;color:var(--ink);display:flex;align-items:center;gap:10px;transition:.2s}
.tag-grid .tag::before{content:"";width:6px;height:6px;background:var(--gold);border-radius:50%}
.tag-grid .tag:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:var(--shadow-sm)}

/* Numbered steps */
.steps{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin-top:30px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;position:relative}
.step .num{font-family:var(--serif);font-size:2.2rem;color:var(--gold);font-weight:700;line-height:1}
.step h3{margin:8px 0 10px;font-size:1.25rem}
.step p{color:var(--muted);font-size:.96rem;margin:0}

/* ============ CTA strip ============ */
.cta-strip{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;padding:70px 0;position:relative;overflow:hidden}
.cta-strip::before{content:"";position:absolute;inset:0;background:radial-gradient(500px 200px at 80% 50%,rgba(201,164,73,.18),transparent 70%);pointer-events:none}
.cta-strip .container{position:relative;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.cta-strip h2{color:#fff;max-width:600px}

/* ============ Contact ============ */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:48px}
.contact-info .info-card{background:var(--bg-soft);border-radius:var(--radius);padding:32px;margin-bottom:20px;border:1px solid var(--line)}
.contact-info h3{font-size:1.2rem;margin-bottom:10px}
.contact-info p{color:#3a4150;margin-bottom:.3rem}
.contact-info a{color:var(--ink);font-weight:600;border-bottom:1px solid var(--gold)}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow-sm)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form label{display:block;margin-bottom:16px;font-size:.88rem;font-weight:600;color:var(--ink)}
.form input,.form textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:10px;font-family:var(--sans);font-size:.96rem;color:var(--ink);background:#fff;transition:.2s;margin-top:6px}
.form input:focus,.form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,164,73,.15)}
.form textarea{min-height:140px;resize:vertical}
.form .check{display:flex;gap:10px;align-items:flex-start;margin:6px 0 18px;font-weight:400;font-size:.88rem;color:var(--muted)}
.form .check input{width:auto;margin-top:3px}
.form-msg{margin-top:14px;padding:12px 16px;border-radius:10px;font-size:.92rem;display:none}
.form-msg.ok{display:block;background:#e8f6ee;color:#106633;border:1px solid #bfe6cb}
.form-msg.err{display:block;background:#fdecec;color:#9a1f1f;border:1px solid #f3c4c4}

/* ============ Footer ============ */
.site-footer{background:var(--ink);color:#cfd6e0;padding:70px 0 30px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.82rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:10px}
.site-footer a{color:#cfd6e0;font-size:.94rem}
.site-footer a:hover{color:var(--gold)}
.site-footer .brand{color:#fff;margin-bottom:14px}
.site-footer .about{font-size:.95rem;color:#9aa4b2;max-width:320px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;font-size:.85rem;color:#8a93a1}

/* ============ Responsive ============ */
@media (max-width:980px){
  .hero{padding:70px 0 80px}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-image{max-width:480px;margin:0 auto;aspect-ratio:5/4}
  .pillars,.steps,.markets,.contact-grid,.two-col{grid-template-columns:1fr;gap:20px}
  .foot-grid{grid-template-columns:1fr 1fr}
  section{padding:60px 0}
  .form .row{grid-template-columns:1fr}
}
@media (max-width:760px){
  .burger{display:inline-grid;place-items:center}
  .menu{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);flex-direction:column;align-items:stretch;padding:14px;border-top:1px solid rgba(255,255,255,.08);max-height:80vh;overflow-y:auto}
  .menu.open{display:flex}
  .menu>li{width:100%}
  .menu>li>a{padding:14px;font-size:1rem;width:100%}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:rgba(255,255,255,.04);border:0;margin:4px 0 8px 8px;padding:4px;border-radius:8px;display:none}
  .dropdown.open{display:block}
  .dropdown a{color:#cfd6e0}
  .dropdown a:hover{background:rgba(255,255,255,.06);color:var(--gold)}
  .nav{position:relative;flex-wrap:wrap}
  .cta-strip .container{flex-direction:column;text-align:center}
  .foot-grid{grid-template-columns:1fr}
  h1{font-size:2rem}
}

/* Global white header and logo override */
.site-header,
.site-header .nav {
  background: #ffffff !important;
}

.site-header .menu > li > a,
.site-header .dropdown a {
  color: #0b1f3a !important;
}

.site-header .dropdown {
  background: #ffffff !important;
}

.site-header .burger span,
.site-header .burger span::before,
.site-header .burger span::after {
  background: #0b1f3a !important;
}

.site-header .brand img {
  height: 64px;
  width: auto;
  display: block;
}

@media (max-width: 760px) {
  .site-header .menu {
    background: #ffffff !important;
    border-top: 1px solid rgba(11,31,58,.12) !important;
  }

  .site-header .dropdown {
    background: rgba(11,31,58,.04) !important;
  }

  .site-header .dropdown a:hover {
    background: rgba(11,31,58,.06) !important;
    color: #c9a449 !important;
  }
}